Listed 2 months ago Education & Training

Child Care Center for Sale in New Jersey

Asking price
$1,050,000
Cash flow (SDE/EBITDA)
$120,000
Multiple
8.8x
Verified 4dRecurring RevenueSticky CustomersGrowth TrajectoryRegulatory Risk

Why this business stands out

A childcare center in Union County, New Jersey offered with the real property included, operating at near-maximum enrollment with a 25-year track record in the community. The seller requires a buyer interested in both the business and the building, making this a combined operating and real estate acquisition at $1.05M. Consistent near-full enrollment reflects strong local demand and deep community trust, providing a stable and predictable revenue base.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$1,050,000
Cash flow (SDE/EBITDA)
$120,000
Est. down payment (10%)
$105,000
Est. SBA loan (10yr @ 10.5%)
$945,000
Est. monthly payment
$12,751
Annual debt service
$153,016
Owner cash flow after debt
-$33,016
Debt Service Coverage Ratio
Below coverage
0.78x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this education & training business cost?

The asking price is $1,050,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $120,000 in annual cash flow (SDE/EBITDA), implying a 8.8x multiple on the asking price.

Where is this education & training business located?

It operates in the New Jersey area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.