Insurance Agency for Sale in Reno, NV
Why this business stands out
This Reno, Nevada insurance agency manages a $12.7 million book of recurring policy premium renewals, generating predictable annual revenue through policy renewals without significant marketing spend. The established client base, trained staff, and furnished office provide a turnkey platform for a new owner, with no prior insurance experience required. High commission incentives and annual bonus structures offer meaningful upside beyond the base revenue for a motivated operator.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $1,850,000
- Cash flow (SDE/EBITDA)
- $300,000
- Est. down payment (10%)
- $185,000
- Est. SBA loan (10yr @ 10.5%)
- $1,665,000
- Est. monthly payment
- $22,467
- Annual debt service
- $269,600
- Owner cash flow after debt
- $30,400
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this professional services business cost?
The asking price is $1,850,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $300,000 in annual cash flow (SDE/EBITDA), implying a 6.2x multiple on the asking price.
Where is this professional services business located?
It operates in the Reno area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.