Listed 4 months ago Automotive Services

Established Diversified Auto Repair & Fuel for Sale in Montana

Asking price
$2,250,000
Cash flow (SDE/EBITDA)
$139,636
Multiple
16.1x
Verified 1dRecurring RevenueSticky CustomersRegulatory RiskHigh CapEx

Why this business stands out

This long-running rural Montana business combines a full-service automotive repair shop with a multi-fuel retail and wholesale distribution operation serving both residential and commercial customers under month-to-month and annual contracts. Revenue diversification across vehicle repair services — including diagnostics, tires, A/C, and towing — and fuel distribution to a contracted customer base of more than five hundred accounts provides significant stability. The multi-generational operating history and established community relationships represent a durable competitive moat in a rural market with limited competition.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$2,250,000
Cash flow (SDE/EBITDA)
$139,636
Est. down payment (10%)
$225,000
Est. SBA loan (10yr @ 10.5%)
$2,025,000
Est. monthly payment
$27,324
Annual debt service
$327,892
Owner cash flow after debt
-$188,256
Debt Service Coverage Ratio
Below coverage
0.43x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this automotive services business cost?

The asking price is $2,250,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $139,636 in annual cash flow (SDE/EBITDA), implying a 16.1x multiple on the asking price.

Where is this automotive services business located?

It operates in the Montana area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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