Specialty Home Improvement Retailer for Sale in St. Louis, MO
Why this business stands out
This Missouri home improvement and light manufacturing company has operated for over three decades from a prime retail location with access to major regional markets, offering a broad product lineup supported by a stable in-place workforce. The sale includes a significant real estate component alongside the operating business, with an optional opportunity to acquire the surrounding shopping center. Generating over $314,000 in annual cash flow on a $1.2 million asking price, the business offers a buyer both operating income and real property assets in a single transaction.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $1,200,000
- Cash flow (SDE/EBITDA)
- $314,103
- Est. down payment (10%)
- $120,000
- Est. SBA loan (10yr @ 10.5%)
- $1,080,000
- Est. monthly payment
- $14,573
- Annual debt service
- $174,876
- Owner cash flow after debt
- $139,227
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this retail & e-commerce business cost?
The asking price is $1,200,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $314,103 in annual cash flow (SDE/EBITDA), implying a 3.8x multiple on the asking price.
Where is this retail & e-commerce business located?
It operates in the St. Louis area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.