Niche Retail And Service for Sale in St. Louis, MO
Why this business stands out
This niche sales and service business in the St. Louis, Missouri metro area has been pre-approved for SBA financing, indicating strong financials and a creditworthy operating history. The business generates $175,000 in seller's discretionary earnings on a $700,000 asking price, offering an attractive return profile for a qualified buyer. Further details are available upon execution of a confidentiality agreement.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $700,000
- Cash flow (SDE/EBITDA)
- $175,000
- Est. down payment (10%)
- $70,000
- Est. SBA loan (10yr @ 10.5%)
- $630,000
- Est. monthly payment
- $8,501
- Annual debt service
- $102,011
- Owner cash flow after debt
- $72,989
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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- Full business description
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Frequently asked questions
How much does this other business services business cost?
The asking price is $700,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $175,000 in annual cash flow (SDE/EBITDA), implying a 4.0x multiple on the asking price.
Where is this other business services business located?
It operates in the St. Louis area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.