An absentee-owned gas station and convenience store in Mississippi generating over $14K in monthly net profit with strong inside sales margins, a fully equipped deli, and fuel volume supported by a long-term jobber contract that covers credit card fees and fuel equipment maintenance. The business benefits from zero credit card processing costs to the owner — an unusual structural advantage that directly improves net margins relative to comparable convenience operations. Summer seasonality provides an additional revenue uplift that meaningfully exceeds base monthly averages.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $1,700,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $168,000 in annual cash flow (SDE/EBITDA), implying a 10.1x multiple on the asking price.
It operates in the Memphis area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
