Gas Station And Convenience for Sale in Minnesota
Why this business stands out
A long-operating gas station and convenience store in a strong Minnesota market with real estate included and diversified income from fuel, convenience retail, food service, lottery, and tobacco categories supporting stable year-round cash flow. The business has operated successfully for over two decades and was recently improved with interior and exterior renovations, reducing near-term capital expenditure needs for a new owner. The seller's geographic distance from the business is the primary driver of the sale, not operational or market factors.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $1,400,000
- Cash flow (SDE/EBITDA)
- $248,000
- Est. down payment (10%)
- $140,000
- Est. SBA loan (10yr @ 10.5%)
- $1,260,000
- Est. monthly payment
- $17,002
- Annual debt service
- $204,022
- Owner cash flow after debt
- $43,978
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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- Full business description
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Frequently asked questions
How much does this retail & e-commerce business cost?
The asking price is $1,400,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $248,000 in annual cash flow (SDE/EBITDA), implying a 5.6x multiple on the asking price.
Where is this retail & e-commerce business located?
It operates in the Minnesota area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.