Community Grocery Store for Sale in Minnesota
Why this business stands out
This full-service community grocery store in rural Minnesota serves as the primary food retailer in its trade area, benefiting from limited direct local competition and strong community reliance on its essential product offerings. The sale includes both the operating business and the underlying real estate, providing tangible asset backing at an accessible asking price. The recently modernized facility and stable rural customer base make this a straightforward acquisition for a buyer seeking an essential community business with real property included.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $495,000
- Cash flow (SDE/EBITDA)
- $15,700
- Est. down payment (10%)
- $49,500
- Est. SBA loan (10yr @ 10.5%)
- $445,500
- Est. monthly payment
- $6,011
- Annual debt service
- $72,136
- Owner cash flow after debt
- -$56,436
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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- Exact city & location
- Full business description
- Broker & contact details
- Detailed financials
Frequently asked questions
How much does this retail & e-commerce business cost?
The asking price is $495,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $15,700 in annual cash flow (SDE/EBITDA), implying a 31.5x multiple on the asking price.
Where is this retail & e-commerce business located?
It operates in the Minnesota area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.