Bait & Tackle Retail for Sale in Minneapolis, MN
Why this business stands out
This long-standing bait and tackle retailer in the Minneapolis-St. Paul metro area serves both open-water and ice fishing customers through a high-visibility retail location supplemented by a growing e-commerce channel shipping select products nationwide. The business has demonstrated steady revenue growth over recent years, supported by repeat customers, strong regional brand recognition, and value-added services including rod and reel repair and seasonal boat shrink wrapping. Diversified revenue streams and limited direct competition position the business well for continued growth under new ownership.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $665,000
- Cash flow (SDE/EBITDA)
- $138,600
- Est. down payment (10%)
- $66,500
- Est. SBA loan (10yr @ 10.5%)
- $598,500
- Est. monthly payment
- $8,076
- Annual debt service
- $96,910
- Owner cash flow after debt
- $41,690
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this retail & e-commerce business cost?
The asking price is $665,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $138,600 in annual cash flow (SDE/EBITDA), implying a 4.8x multiple on the asking price.
Where is this retail & e-commerce business located?
It operates in the Minneapolis-St. Paul-Bloomington area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.