Insurance & Financial Services for Sale in Minnesota
Why this business stands out
This Minnesota-based insurance and financial services agency operates within a defined professional client niche, generating recurring revenue through a diversified mix of insurance and financial offerings with high client retention driven by relationship-based service. Established carrier relationships and referral activity provide a stable new business pipeline with limited marketing spend required. A buyer with appropriate licensing acquires a loyal, recurring book of business with a clear model for organic growth through referral network expansion.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $594,000
- Cash flow (SDE/EBITDA)
- $170,397
- Est. down payment (10%)
- $59,400
- Est. SBA loan (10yr @ 10.5%)
- $534,600
- Est. monthly payment
- $7,214
- Annual debt service
- $86,563
- Owner cash flow after debt
- $83,834
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this professional services business cost?
The asking price is $594,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $170,397 in annual cash flow (SDE/EBITDA), implying a 3.5x multiple on the asking price.
Where is this professional services business located?
It operates in the Minnesota area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.