Bookkeeping Practice for Sale in Minnesota
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Why this business stands out
This regional bookkeeping firm south of Duluth, Minnesota has served approximately 40 small-business clients for over three decades, generating predictable recurring revenue through bookkeeping, payroll processing, sales tax reporting, and QuickBooks support. Client relationships are long-standing and stable, providing an acquiring accountant or financial professional with immediate cash flow and a high-retention platform on day one. Seller financing is available, and the current owner is committed to a smooth transition — reducing risk for a first-time buyer entering the professional services acquisition market.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $175,000
- Cash flow (SDE/EBITDA)
- $78,900
- Est. down payment (10%)
- $17,500
- Est. SBA loan (10yr @ 10.5%)
- $157,500
- Est. monthly payment
- $2,125
- Annual debt service
- $25,503
- Owner cash flow after debt
- $53,397
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this professional services business cost?
The asking price is $175,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $78,900 in annual cash flow (SDE/EBITDA), implying a 2.2x multiple on the asking price.
Where is this professional services business located?
It operates in the Minnesota area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.