Established High-end Nail Spa for Sale in Minneapolis, MN
Why this business stands out
This full-service nail spa in the Minneapolis metro area is located in a busy, high-traffic shopping center and comes fully built out with existing clientele, staff, and equipment in place. The business is priced significantly below build-out cost, offering a buyer a shortcut past months of construction and permitting while stepping into an operational location. At $120,000 with approximately $79,500 in SDE, the deal offers a strong return on investment for an experienced nail technician or salon operator ready to take ownership.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $120,000
- Cash flow (SDE/EBITDA)
- $79,549
- Est. down payment (10%)
- $12,000
- Est. SBA loan (10yr @ 10.5%)
- $108,000
- Est. monthly payment
- $1,457
- Annual debt service
- $17,488
- Owner cash flow after debt
- $62,061
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this personal services business cost?
The asking price is $120,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $79,549 in annual cash flow (SDE/EBITDA), implying a 1.5x multiple on the asking price.
Where is this personal services business located?
It operates in the Minneapolis-St. Paul-Bloomington area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.