A long-established specialty retail destination in rural Michigan offering tobacco, outdoor equipment, hunting, fishing, camping, and recreational merchandise across 14,000 square feet of commercial space sold with the underlying real estate. The substantial footprint provides flexible options for a buyer including continuing the existing retail model, expanding into e-commerce or wholesale, or repurposing portions of the building for additional commercial uses. The property and business combination offers significant asset value relative to the asking price for an operator or investor with a vision for the space.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $500,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $19,642 in annual cash flow (SDE/EBITDA), implying a 25.5x multiple on the asking price.
It operates in the Michigan area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
