Listed 4 months ago Retail & E-commerce

Farm & Pet Supply for Sale in Worcester, MA

Asking price
$1,450,000
Cash flow (SDE/EBITDA)
$196,965
Multiple
7.4x
Verified 1dSticky CustomersHigh Seasonality

Why this business stands out

This destination-style retail center in the Worcester, Massachusetts region serves a broad and loyal customer base with premium pet foods, farm animal feed, lawn and garden supplies, and specialty agricultural products. A key differentiator is access to restricted-distribution brands unavailable through mass-market channels, which drives loyalty and supports margin. Real estate is included in the transaction, providing the buyer with both a profitable operating business and underlying property ownership.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$1,450,000
Cash flow (SDE/EBITDA)
$196,965
Est. down payment (10%)
$145,000
Est. SBA loan (10yr @ 10.5%)
$1,305,000
Est. monthly payment
$17,609
Annual debt service
$211,308
Owner cash flow after debt
-$14,343
Debt Service Coverage Ratio
Below coverage
0.93x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this retail & e-commerce business cost?

The asking price is $1,450,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $196,965 in annual cash flow (SDE/EBITDA), implying a 7.4x multiple on the asking price.

Where is this retail & e-commerce business located?

It operates in the Worcester area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.