Gas Station & Convenience for Sale in Baltimore, MD
Why this business stands out
This well-established gas station and convenience store in the Baltimore metro generates over 200,000 gallons in monthly fuel volume alongside strong inside store sales spanning groceries, deli, and lottery — producing $300,000 or more in annual discretionary earnings. Multiple revenue streams including ATM income and ancillary services provide diversification beyond fuel margin. The high-visibility location and consistent commuter traffic base make this a compelling opportunity for an owner-operator or family-run acquisition.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $899,000
- Cash flow (SDE/EBITDA)
- $309,000
- Est. down payment (10%)
- $89,900
- Est. SBA loan (10yr @ 10.5%)
- $809,100
- Est. monthly payment
- $10,918
- Annual debt service
- $131,011
- Owner cash flow after debt
- $177,989
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this retail & e-commerce business cost?
The asking price is $899,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $309,000 in annual cash flow (SDE/EBITDA), implying a 2.9x multiple on the asking price.
Where is this retail & e-commerce business located?
It operates in the Baltimore-Columbia-Towson area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.