Listed 2 months ago Personal Services

Spa And Salon for Sale in Baltimore, MD

Asking price
$949,000
Cash flow (SDE/EBITDA)
$288,471
Multiple
3.3x
Verified 2dAbsentee OwnerManager in PlaceSticky Customers

Why this business stands out

This salon and spa in the Baltimore metro area has operated successfully for over two decades with a semi-absentee owner, a reliable manager, and a commission-based team in a recently renovated facility. The business generates approximately $288,000 in seller discretionary earnings through multiple beauty and wellness service revenue streams and a consistent base of repeat clientele. Stable systems and a strong community reputation support continued performance for a new owner-operator or investor.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$949,000
Cash flow (SDE/EBITDA)
$288,471
Est. down payment (10%)
$94,900
Est. SBA loan (10yr @ 10.5%)
$854,100
Est. monthly payment
$11,525
Annual debt service
$138,298
Owner cash flow after debt
$150,173
Debt Service Coverage Ratio
Strong coverage
2.09x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this personal services business cost?

The asking price is $949,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $288,471 in annual cash flow (SDE/EBITDA), implying a 3.3x multiple on the asking price.

Where is this personal services business located?

It operates in the Baltimore-Columbia-Towson area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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