Art Gallery & Framing for Sale in Lexington, KY
Why this business stands out
This long-running art gallery and custom framing shop in central Kentucky has built a multi-decade reputation for quality and trust, serving a clientele that includes high-end art collectors in a market known for its appreciation of culture and craftsmanship. Revenue is generated through custom framing, photo restoration, and publishing services, with consistent pedestrian and vehicle visibility from a main street location. For a buyer with a passion for art or retail, this represents a rare opportunity to acquire an institution with deep community roots and a diversified income base.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $300,000
- Cash flow (SDE/EBITDA)
- $41,900
- Est. down payment (10%)
- $30,000
- Est. SBA loan (10yr @ 10.5%)
- $270,000
- Est. monthly payment
- $3,643
- Annual debt service
- $43,719
- Owner cash flow after debt
- -$1,819
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this retail & e-commerce business cost?
The asking price is $300,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $41,900 in annual cash flow (SDE/EBITDA), implying a 7.2x multiple on the asking price.
Where is this retail & e-commerce business located?
It operates in the Lexington-Fayette area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.