Insurance Agency for Sale in Lexington, KY
This listing may no longer be available.
Our most recent check could not find it on the broker's site. Members see live status, and saved listings are flagged the moment they come off the market.
Why this business stands out
This insurance agency operates on a recurring-revenue model anchored by a substantial book of policy premium renewals, delivering highly predictable annual cash flow. The Lexington, KY metro location includes trained staff, office infrastructure, and a loyal customer base with strong retention. SBA financing is available and no prior insurance experience is required, making this an accessible acquisition for operators seeking stable, recurring income.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $795,000
- Cash flow (SDE/EBITDA)
- $675,000
- Est. down payment (10%)
- $79,500
- Est. SBA loan (10yr @ 10.5%)
- $715,500
- Est. monthly payment
- $9,655
- Annual debt service
- $115,855
- Owner cash flow after debt
- $559,145
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
Unlock the full listing
Create a free Searcher OS account to see whether this listing is still on the market, and if it is, the exact location, full description, broker contact, and detailed financials. Saved listings are flagged the moment they are removed.
- Exact city & location
- Full business description
- Broker & contact details
- Detailed financials
Frequently asked questions
How much does this professional services business cost?
The asking price is $795,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $675,000 in annual cash flow (SDE/EBITDA), implying a 1.2x multiple on the asking price.
Where is this professional services business located?
It operates in the Lexington-Fayette area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.