Custom Furniture Retail Store for Sale in Iowa
Why this business stands out
A locally owned custom furniture retailer in Iowa showcasing American-made, customizable, and sustainably sourced furniture with a lifetime workmanship warranty in a 12,000-square-foot high-visibility showroom. The business generates $140K in cash flow on an $825K asking price and has built a loyal customer base and strong statewide reputation through product quality and service. The showroom footprint and turnkey operation provide a solid foundation for a buyer looking to grow the retail or wholesale mix.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $825,000
- Cash flow (SDE/EBITDA)
- $140,081
- Est. down payment (10%)
- $82,500
- Est. SBA loan (10yr @ 10.5%)
- $742,500
- Est. monthly payment
- $10,019
- Annual debt service
- $120,227
- Owner cash flow after debt
- $19,854
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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- Full business description
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Frequently asked questions
How much does this retail & e-commerce business cost?
The asking price is $825,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $140,081 in annual cash flow (SDE/EBITDA), implying a 5.9x multiple on the asking price.
Where is this retail & e-commerce business located?
It operates in the Iowa area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.