This Iowa-based real estate and private lending firm has developed a repeatable system for identifying, underwriting, and closing on high-margin properties, with a complementary private lending arm serving clients with financing challenges. The business generates over $711K in SDE on a $995K asking price, implying a highly attractive earnings yield with significant leverage for a new operator. A nimble team and defined processes make the model scalable and transferable.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $995,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $711,099 in annual cash flow (SDE/EBITDA), implying a 1.4x multiple on the asking price.
It operates in the Iowa area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
