Established Market Leader Funeral Home & Cremation for Sale
Why this business stands out
A multi-location funeral home and cremation services company with a 70-year legacy operating across a concentrated regional service area in eastern Iowa, generating $1.34 million in revenue and $250,000 in annual cash flow. The business maintains a dominant competitive position in its market, supported by an experienced staff capable of independent operation and real estate assets sold alongside the business. The recession-resistant nature of end-of-life services and deep community relationships make this a compelling acquisition for strategic buyers seeking durable, defensible cash flow.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $900,000
- Cash flow (SDE/EBITDA)
- $250,000
- Est. down payment (10%)
- $90,000
- Est. SBA loan (10yr @ 10.5%)
- $810,000
- Est. monthly payment
- $10,930
- Annual debt service
- $131,157
- Owner cash flow after debt
- $118,843
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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- Full business description
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Frequently asked questions
How much does this personal services business cost?
The asking price is $900,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $250,000 in annual cash flow (SDE/EBITDA), implying a 3.6x multiple on the asking price.
Where is this personal services business located?
It operates in the Iowa area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.