Candy And Gift Retail for Sale in Indianapolis, IN
Why this business stands out
This specialty candy and gift retail business in the Indianapolis, IN metro area operates multiple storefronts and a growing online sales channel, generating approximately $140,000 in SDE on a $350,000 asking price — a 2.5x multiple. The business produces handmade candy and has established wholesale relationships with other gift retailers, providing diversified revenue and brand recognition in the regional market. Real estate is available separately, and the multi-location footprint offers an entrepreneurial buyer room to expand product lines and accelerate e-commerce growth.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $410,000
- Cash flow (SDE/EBITDA)
- $140,000
- Est. down payment (10%)
- $41,000
- Est. SBA loan (10yr @ 10.5%)
- $369,000
- Est. monthly payment
- $4,979
- Annual debt service
- $59,749
- Owner cash flow after debt
- $80,251
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this retail & e-commerce business cost?
The asking price is $410,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $140,000 in annual cash flow (SDE/EBITDA), implying a 2.9x multiple on the asking price.
Where is this retail & e-commerce business located?
It operates in the Indianapolis-Carmel-Anderson area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.