Luxury Rental E Commerce for Sale in Chicago, IL
Why this business stands out
This online luxury bridal accessory rental brand operates an asset-light model with strong gross margins driven by high inventory turnover, generating $220,000 in annual revenue with over 55,000 social media followers in the Chicago, Illinois market. The rental economy model appeals to sustainability-conscious buyers seeking access to high-end products without the purchase price, creating a differentiated value proposition relative to traditional retail. The business presents upside for a full-time operator to accelerate growth beyond its current part-time operating pace.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $500,000
- Cash flow (SDE/EBITDA)
- $60,000
- Est. down payment (10%)
- $50,000
- Est. SBA loan (10yr @ 10.5%)
- $450,000
- Est. monthly payment
- $6,072
- Annual debt service
- $72,865
- Owner cash flow after debt
- -$12,865
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this retail & e-commerce business cost?
The asking price is $500,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $60,000 in annual cash flow (SDE/EBITDA), implying a 8.3x multiple on the asking price.
Where is this retail & e-commerce business located?
It operates in the Chicago-Naperville-Elgin area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.