Full Service Grocery Store for Sale in Illinois
Why this business stands out
This large-format full-service grocery store in Illinois generates over $1.4 million in annual sales across a comprehensive product mix including meat, produce, frozen goods, alcohol, and a hot deli. The store operates on limited hours yet achieves strong sales volume, suggesting significant upside potential with expanded operating hours under new ownership. The acquisition includes the building, offering a real estate component alongside the operating business.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $570,000
- Cash flow (SDE/EBITDA)
- $34,200
- Est. down payment (10%)
- $57,000
- Est. SBA loan (10yr @ 10.5%)
- $513,000
- Est. monthly payment
- $6,922
- Annual debt service
- $83,066
- Owner cash flow after debt
- -$48,866
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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- Exact city & location
- Full business description
- Broker & contact details
- Detailed financials
Frequently asked questions
How much does this retail & e-commerce business cost?
The asking price is $570,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $34,200 in annual cash flow (SDE/EBITDA), implying a 16.7x multiple on the asking price.
Where is this retail & e-commerce business located?
It operates in the Illinois area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.