In Home Care Agency for Sale in Illinois
Why this business stands out
This non-medical and medical in-home personal care business in Illinois serves a broad multi-demographic client base including seniors, new mothers, and disabled adults, supported by institutional referral partnerships and a strong community presence. The wider-than-typical addressable market — extending beyond senior-only care — provides meaningful revenue diversification relative to most personal care businesses. Strong SDE relative to asking price reflects an efficient operation well positioned for an active owner-operator to grow.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $249,000
- Cash flow (SDE/EBITDA)
- $243,774
- Est. down payment (10%)
- $24,900
- Est. SBA loan (10yr @ 10.5%)
- $224,100
- Est. monthly payment
- $3,024
- Annual debt service
- $36,287
- Owner cash flow after debt
- $207,487
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this healthcare & wellness business cost?
The asking price is $249,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $243,774 in annual cash flow (SDE/EBITDA), implying a 1.0x multiple on the asking price.
Where is this healthcare & wellness business located?
It operates in the Illinois area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.