Used Car Dealership for Sale in Illinois
Why this business stands out
This independent used car dealership in the greater Chicago metropolitan area produces $5M in annual sales revenue with established customer relationships and a prime high-traffic location providing consistent vehicle buyer traffic. The business has maintained continuous operations with documented financial performance, reflecting stable market penetration in the competitive automotive retail sector. With $125K in SDE on a $500K asking price, the dealership offers a low-barrier entry into automotive retail for an experienced dealer operator.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $500,000
- Cash flow (SDE/EBITDA)
- $125,000
- Est. down payment (10%)
- $50,000
- Est. SBA loan (10yr @ 10.5%)
- $450,000
- Est. monthly payment
- $6,072
- Annual debt service
- $72,865
- Owner cash flow after debt
- $52,135
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this automotive services business cost?
The asking price is $500,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $125,000 in annual cash flow (SDE/EBITDA), implying a 4.0x multiple on the asking price.
Where is this automotive services business located?
It operates in the Illinois area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.