Established Profitable Pawn Shop for Sale in Atlanta, GA
Why this business stands out
An independent pawn shop in the greater Atlanta metro operating from a leased retail location with approximately $577,000 in annual sales and over $132,000 in net profit after payroll and rent, open six days per week in a high-traffic location. The business has been owner-operated for seven years and benefits from a dense surrounding population and commercial base. A buyer willing to maintain operations — or step in as an owner-operator to reduce payroll — will find this a simple, cash-generative retail acquisition at a reasonable multiple.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $499,000
- Cash flow (SDE/EBITDA)
- $132,000
- Est. down payment (10%)
- $49,900
- Est. SBA loan (10yr @ 10.5%)
- $449,100
- Est. monthly payment
- $6,060
- Annual debt service
- $72,719
- Owner cash flow after debt
- $59,281
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this retail & e-commerce business cost?
The asking price is $499,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $132,000 in annual cash flow (SDE/EBITDA), implying a 3.8x multiple on the asking price.
Where is this retail & e-commerce business located?
It operates in the Atlanta-Sandy Springs-Roswell area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.