Insurance Agency Franchise for Sale in Georgia
Why this business stands out
This fully staffed insurance agency franchise in Georgia operates with five licensed sales professionals and generates $304,000 in EBITDA on $667,000 in annual revenue, reflecting a strong 45.6% profit margin. The agency maintains an 84.6% client retention rate among tenured customers and $7.8 million in written premium, demonstrating a durable and loyal book of business. The turnkey operation with minimal transition complexity makes this an attractive acquisition for a qualified buyer seeking a recurring-revenue financial services business.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $1,650,000
- Cash flow (SDE/EBITDA)
- $304,000
- Est. down payment (10%)
- $165,000
- Est. SBA loan (10yr @ 10.5%)
- $1,485,000
- Est. monthly payment
- $20,038
- Annual debt service
- $240,454
- Owner cash flow after debt
- $63,546
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this professional services business cost?
The asking price is $1,650,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $304,000 in annual cash flow (SDE/EBITDA), implying a 5.4x multiple on the asking price.
Where is this professional services business located?
It operates in the Georgia area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.