This Florida marine accessories and tiki décor retail business operates two complementary concepts from a high-profile standalone commercial building included in the sale, offering both decorative coastal lifestyle products and a go-to marine parts and accessories consignment location with hundreds of established consignors. The real estate value of $640,000 represents the majority of the asking price, making this effectively a real-estate-anchored acquisition with a functioning retail business included. SBA financing eligibility and the owner-occupied structure create a compelling path to building equity through a business that doubles as an appreciating asset.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $740,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $75,218 in annual cash flow (SDE/EBITDA), implying a 9.8x multiple on the asking price.
It operates in the Florida area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
