Listed 2 months ago Retail & E-commerce

Fine Jewelry E Commerce for Sale in Tampa, FL

Asking price
$920,000
Cash flow (SDE/EBITDA)
$282,376
Multiple
3.3x
Verified 1dRecurring Revenue

Why this business stands out

This 25-year fine jewelry e-commerce brand operates across its own branded website and major online marketplaces including Amazon, Walmart, and eBay, offering a catalog of 2,500 SKUs spanning engagement rings, wedding bands, loose diamonds, gemstone jewelry, and fashion collections. The business is differentiated by a proprietary multi-channel commerce platform built specifically for the jewelry industry, enabling efficient cross-marketplace inventory and order management. Long-standing marketplace presence, brand tenure, and a proprietary technology stack provide durable competitive advantages at an accessible acquisition price.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$920,000
Cash flow (SDE/EBITDA)
$282,376
Est. down payment (10%)
$92,000
Est. SBA loan (10yr @ 10.5%)
$828,000
Est. monthly payment
$11,173
Annual debt service
$134,071
Owner cash flow after debt
$148,305
Debt Service Coverage Ratio
Strong coverage
2.11x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this retail & e-commerce business cost?

The asking price is $920,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $282,376 in annual cash flow (SDE/EBITDA), implying a 3.3x multiple on the asking price.

Where is this retail & e-commerce business located?

It operates in the Tampa-St. Petersburg-Clearwater area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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