Listed 2 months ago Retail & E-commerce

Fine Art Gallery for Sale in Sebastian, FL

Asking price
$1,500,000
Cash flow (SDE/EBITDA)
$289,003
Multiple
5.2x
Checked 10dSticky CustomersGrowth TrajectoryKey Person Risk

Why this business stands out

This boutique American craft and fine art gallery on Florida's Treasure Coast has cultivated a loyal seasonal customer base and long-standing relationships with artists over more than two decades of operation. The business carries national recognition for its retail curation and generates consistent revenue through art sales and consignment relationships. Strong brand equity in a high-traffic coastal market provides a defensible platform for a new owner to grow.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$1,500,000
Cash flow (SDE/EBITDA)
$289,003
Est. down payment (10%)
$150,000
Est. SBA loan (10yr @ 10.5%)
$1,350,000
Est. monthly payment
$18,216
Annual debt service
$218,595
Owner cash flow after debt
$70,408
Debt Service Coverage Ratio
Meets SBA minimum
1.32x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this retail & e-commerce business cost?

The asking price is $1,500,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $289,003 in annual cash flow (SDE/EBITDA), implying a 5.2x multiple on the asking price.

Where is this retail & e-commerce business located?

It operates in the Sebastian-Vero Beach area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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