Medicare Insurance Agency for Sale in Port St. Lucie, FL
Why this business stands out
This Florida Medicare insurance agency manages a book of over 2,000 clients generating $420,000 in SDE from recurring commission revenue that renews annually without re-selling effort. Medicare insurance represents one of the most durable, recession-resistant revenue models in financial services, with a client base that grows through natural demographic tailwinds. The existing client book provides immediate income and a compounding renewal engine that a new owner can grow through referrals and additional enrollments.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $1,500,000
- Cash flow (SDE/EBITDA)
- $420,535
- Est. down payment (10%)
- $150,000
- Est. SBA loan (10yr @ 10.5%)
- $1,350,000
- Est. monthly payment
- $18,216
- Annual debt service
- $218,595
- Owner cash flow after debt
- $201,940
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this professional services business cost?
The asking price is $1,500,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $420,535 in annual cash flow (SDE/EBITDA), implying a 3.6x multiple on the asking price.
Where is this professional services business located?
It operates in the Port St. Lucie area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.