Medicare Insurance Agency for Sale in Miami, FL
Why this business stands out
This Palm Beach County-based health insurance agency has spent nearly a decade building a recurring revenue model focused on Medicare products, supported by a proprietary direct-mail lead generation system targeting newly eligible Medicare recipients each month. The agency's verified database of approximately 50,000 homeowner contacts in the target age cohort represents a durable proprietary marketing asset that drives consistent new client acquisition within a highly regulated and defensible market. Recurring commission income from an established book of business provides a predictable cash flow floor for any acquirer.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $600,000
- Cash flow (SDE/EBITDA)
- $187,577
- Est. down payment (10%)
- $60,000
- Est. SBA loan (10yr @ 10.5%)
- $540,000
- Est. monthly payment
- $7,286
- Annual debt service
- $87,438
- Owner cash flow after debt
- $100,139
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this professional services business cost?
The asking price is $600,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $187,577 in annual cash flow (SDE/EBITDA), implying a 3.2x multiple on the asking price.
Where is this professional services business located?
It operates in the Miami-Fort Lauderdale-West Palm Beach area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.