Independent Auto Insurance Agency for Sale in Florida
Last confirmed active 28 days ago. Listings are re-checked about every two weeks.
Why this business stands out
This independent auto insurance agency on Florida's Treasure Coast has operated for over 30 years, building a loyal recurring customer base, multi-carrier relationships, and a strong community reputation that generates consistent, predictable commission income with minimal overhead. The commission-based model requires no inventory and delivers strong margins, with a new owner stepping into immediate day-one revenue. A Florida 2-20 Property and Casualty license is required, and the seller is committed to a structured transition to support continuity.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $171,000
- Cash flow (SDE/EBITDA)
- $96,631
- Est. down payment (10%)
- $17,100
- Est. SBA loan (10yr @ 10.5%)
- $153,900
- Est. monthly payment
- $2,077
- Annual debt service
- $24,920
- Owner cash flow after debt
- $71,711
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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- Full business description
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Frequently asked questions
How much does this professional services business cost?
The asking price is $171,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $96,631 in annual cash flow (SDE/EBITDA), implying a 1.8x multiple on the asking price.
Where is this professional services business located?
It operates in the Florida area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.