This home-based health insurance agency operates on a digital-first platform with a strong book of recurring commission revenue, active contracts with major national carriers, and coverage spanning ACA marketplace plans. The business is positioned to benefit from structural market tailwinds including record Medicare enrollment and growing small business demand for health benefits, within a multi-trillion-dollar industry. The turnkey digital infrastructure, CRM, and full seller transition support make this an accessible acquisition for a licensed insurance professional or investor.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $350,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $134,000 in annual cash flow (SDE/EBITDA), implying a 2.6x multiple on the asking price.
It operates in the Miami-Fort Lauderdale-West Palm Beach area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
