Franchise Insurance Agency for Sale in Miami, FL
Why this business stands out
This South Florida franchise insurance agency generates over $450,000 in annual commissions through a full-service product line covering auto, home, commercial, and specialty policies, supported by bilingual service capabilities that drive consistent referrals in a dense, high-traffic market. Recurring renewal revenue provides stable and predictable income, with identified growth opportunities through expanded marketing, cross-selling, and additional product lines. An established carrier network and loyal client base make this a compelling acquisition for an owner-operator with a 220 license seeking immediate cash flow in the South Florida insurance market.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $700,000
- Cash flow (SDE/EBITDA)
- $130,444
- Est. down payment (10%)
- $70,000
- Est. SBA loan (10yr @ 10.5%)
- $630,000
- Est. monthly payment
- $8,501
- Annual debt service
- $102,011
- Owner cash flow after debt
- $28,433
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
Unlock the full listing
Create a free Searcher OS account to see the exact location, full description, broker contact, and detailed financials — plus add this deal to your pipeline and run the numbers in our calculators.
- Exact city & location
- Full business description
- Broker & contact details
- Detailed financials
Frequently asked questions
How much does this professional services business cost?
The asking price is $700,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $130,444 in annual cash flow (SDE/EBITDA), implying a 5.4x multiple on the asking price.
Where is this professional services business located?
It operates in the Miami-Fort Lauderdale-West Palm Beach area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.