Check Cashing & Financial for Sale in Miami, FL
This listing may no longer be available.
We have not been able to re-confirm it since it was listed on Jun 10, 2026. Members see live status, and saved listings are flagged the moment they come off the market.
Why this business stands out
A South Florida check cashing and financial services company incorporated in 2003 has operated under consistent ownership since inception, building a stable customer base in a market with persistent demand for non-bank financial access services. The business model generates strong discretionary earnings relative to its revenue base, reflecting the high-margin nature of transaction fee income in the check cashing sector. Long operational tenure and existing customer relationships provide a defensible foundation for an incoming owner-operator.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $1,860,000
- Cash flow (SDE/EBITDA)
- $619,988
- Est. down payment (10%)
- $186,000
- Est. SBA loan (10yr @ 10.5%)
- $1,674,000
- Est. monthly payment
- $22,588
- Annual debt service
- $271,057
- Owner cash flow after debt
- $348,931
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this professional services business cost?
The asking price is $1,860,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $619,988 in annual cash flow (SDE/EBITDA), implying a 3.0x multiple on the asking price.
Where is this professional services business located?
It operates in the Miami-Fort Lauderdale-West Palm Beach area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.