Listed 2 months ago Personal Services

Boutique Fitness Gym for Sale in Lakeland, FL

Asking price
$89,900
Cash flow (SDE/EBITDA)
$76,609
Multiple
1.2x
Verified 2dManager in PlaceSticky Customers

Why this business stands out

A boutique fitness facility in Central Florida with nearly two decades of operating history, generating approximately $77,000 in cash flow and supported by an experienced coaching staff already in place. The gym offers a full complement of amenities including air-conditioned facilities and on-site showers, positioning it as a premium offering in the local fitness market. This acquisition is well suited for a fitness-oriented owner-operator looking to step into a proven operation with loyal membership and trained staff.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$89,900
Cash flow (SDE/EBITDA)
$76,609
Est. down payment (10%)
$8,990
Est. SBA loan (10yr @ 10.5%)
$80,910
Est. monthly payment
$1,092
Annual debt service
$13,101
Owner cash flow after debt
$63,508
Debt Service Coverage Ratio
Strong coverage
5.85x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this personal services business cost?

The asking price is $89,900. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $76,609 in annual cash flow (SDE/EBITDA), implying a 1.2x multiple on the asking price.

Where is this personal services business located?

It operates in the Tampa-St. Petersburg-Clearwater area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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