Consumer Finance And Title for Sale in Orlando, FL
Why this business stands out
This collateral-based consumer lending business has operated continuously in the Central Florida market for nearly two decades, generating $1 million in annual revenue with strong EBITDA from vehicle title loans. The business model benefits from a loyal repeat borrower base and a streamlined lending process focused on quick approvals and personalized service. High barriers to entry from regulatory licensing and an established reputation make this an attractive acquisition in the alternative lending space.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $3,250,000
- Cash flow (SDE/EBITDA)
- $900,000
- Est. down payment (10%)
- $325,000
- Est. SBA loan (10yr @ 10.5%)
- $2,925,000
- Est. monthly payment
- $39,468
- Annual debt service
- $473,622
- Owner cash flow after debt
- $426,378
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this other business cost?
The asking price is $3,250,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $900,000 in annual cash flow (SDE/EBITDA), implying a 3.6x multiple on the asking price.
Where is this other business located?
It operates in the Orlando-Kissimmee-Sanford area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.