Listed 2 months ago Education & Training

After School Enrichment Program for Sale in Pensacola, FL

Asking price
$4,649,900
Cash flow (SDE/EBITDA)
$550,000
Multiple
8.5x
Verified 5dManager in PlaceRecurring RevenueRetirement Sale

Why this business stands out

This Pensacola area after-school program focuses on exercise and enrichment for children across multiple locations, serving hundreds of students weekly with a curriculum that differentiates it from standard childcare offerings. The business is SBA pre-approved and the seller is retiring, providing a straightforward transition for a qualified buyer. The multi-location structure and recurring enrollment model create predictable revenue with meaningful community presence across the region.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$4,649,900
Cash flow (SDE/EBITDA)
$550,000
Est. down payment (10%)
$464,990
Est. SBA loan (10yr @ 10.5%)
$4,184,910
Est. monthly payment
$56,469
Annual debt service
$677,629
Owner cash flow after debt
-$127,629
Debt Service Coverage Ratio
Below coverage
0.81x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this education & training business cost?

The asking price is $4,649,900. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $550,000 in annual cash flow (SDE/EBITDA), implying a 8.5x multiple on the asking price.

Where is this education & training business located?

It operates in the Pensacola-Ferry Pass-Brent area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.