Listed 5 months ago Retail & E-commerce

Retail Garden Center for Sale in Connecticut

Asking price
$500,000
Cash flow (SDE/EBITDA)
$50,000
Multiple
10.0x
Checked 10dSticky CustomersGrowth TrajectoryHigh Seasonality

Why this business stands out

This Connecticut retail garden center and nursery has operated for over six decades, specializing in a diverse range of plant varieties from seedling vegetables and flowers to mature fruit trees, with a loyal seasonal customer base that has made the business a community staple. The operation includes approximately 15,000 square feet of greenhouse space and generates approximately $85,000 in seller's discretionary earnings during its seasonal operating window, with meaningful upside potential from extending the operating calendar. The included residential home on the same property adds further value for an owner-operator seeking combined living and business premises.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$500,000
Cash flow (SDE/EBITDA)
$50,000
Est. down payment (10%)
$50,000
Est. SBA loan (10yr @ 10.5%)
$450,000
Est. monthly payment
$6,072
Annual debt service
$72,865
Owner cash flow after debt
-$22,865
Debt Service Coverage Ratio
Below coverage
0.69x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this retail & e-commerce business cost?

The asking price is $500,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $50,000 in annual cash flow (SDE/EBITDA), implying a 10.0x multiple on the asking price.

Where is this retail & e-commerce business located?

It operates in the Connecticut area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.