Listed 4 months ago Professional Services

Insurance Agency for Sale in Boulder, CO

Asking price
$1,500,000
Cash flow (SDE/EBITDA)
$153,400
Multiple
9.8x
Checked 10dRecurring RevenueSticky Customers

Why this business stands out

This established insurance agency in the Boulder, Colorado metro area carries a substantial earned-premium book and is situated in an affluent community with high median home values and strong homeownership rates. The agency has a track record of award qualifications and consistent performance, making it an attractive acquisition for a licensed insurance professional seeking a turnkey book of business. The surrounding market demographics support long-term premium growth and customer retention.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$1,500,000
Cash flow (SDE/EBITDA)
$153,400
Est. down payment (10%)
$150,000
Est. SBA loan (10yr @ 10.5%)
$1,350,000
Est. monthly payment
$18,216
Annual debt service
$218,595
Owner cash flow after debt
-$65,195
Debt Service Coverage Ratio
Below coverage
0.70x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this professional services business cost?

The asking price is $1,500,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $153,400 in annual cash flow (SDE/EBITDA), implying a 9.8x multiple on the asking price.

Where is this professional services business located?

It operates in the Boulder area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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