Listed 2 months ago Healthcare & Wellness

Physical Therapy Practice for Sale in Santa Maria, CA

Asking price
$649,000
Cash flow (SDE/EBITDA)
$197,000
Multiple
3.3x
Checked 12dRetirement SaleKey Person RiskRegulatory Risk

Why this business stands out

This well-established physical therapy clinic on California's Central Coast operates on a semi-absentee basis with a holistic, one-on-one care model that has attracted a loyal patient base seeking alternatives to medication and surgery. The clinic offers a proven multi-stage treatment methodology alongside massage therapy services, generating meaningful cash flow from a private-pay and insurance-reimbursed mix. This practice is well-suited for a licensed PT seeking ownership, a multi-clinic group expanding regionally, or a cash-flow-oriented investor.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$649,000
Cash flow (SDE/EBITDA)
$197,000
Est. down payment (10%)
$64,900
Est. SBA loan (10yr @ 10.5%)
$584,100
Est. monthly payment
$7,882
Annual debt service
$94,579
Owner cash flow after debt
$102,421
Debt Service Coverage Ratio
Strong coverage
2.08x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this healthcare & wellness business cost?

The asking price is $649,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $197,000 in annual cash flow (SDE/EBITDA), implying a 3.3x multiple on the asking price.

Where is this healthcare & wellness business located?

It operates in the Santa Maria-Santa Barbara area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.