Family Medicine Practice for Sale in Santa Cruz, CA
Why this business stands out
This single-physician family medicine practice with a geriatric focus operates along the California coast with a stable, Medicare-weighted patient panel and recurring value-based care revenue through an Accountable Care Organization arrangement. The practice has delivered five consecutive years of revenue and earnings growth, generating over $1.1 million in revenue with a 32% SDE margin. A retiring owner and loyal patient panel make this an attractive acquisition for a physician seeking an established platform with predictable cash flow.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $640,000
- Cash flow (SDE/EBITDA)
- $366,792
- Est. down payment (10%)
- $64,000
- Est. SBA loan (10yr @ 10.5%)
- $576,000
- Est. monthly payment
- $7,772
- Annual debt service
- $93,267
- Owner cash flow after debt
- $273,525
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this healthcare & wellness business cost?
The asking price is $640,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $366,792 in annual cash flow (SDE/EBITDA), implying a 1.7x multiple on the asking price.
Where is this healthcare & wellness business located?
It operates in the Santa Cruz-Watsonville area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.