Steam Education Academy for Sale in San Jose, CA
Why this business stands out
This enrichment academy in the Silicon Valley area specializes in robotics and gamified STEM learning for youth, operating in one of the country's most education-focused and affluent markets. With $48K in SDE on a $119K asking price, the business offers an accessible entry point for a buyer passionate about education entrepreneurship. Strong parental demand for supplemental STEM programming in the region supports continued enrollment growth.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $120,000
- Cash flow (SDE/EBITDA)
- $47,681
- Est. down payment (10%)
- $12,000
- Est. SBA loan (10yr @ 10.5%)
- $108,000
- Est. monthly payment
- $1,457
- Annual debt service
- $17,488
- Owner cash flow after debt
- $30,194
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this education & training business cost?
The asking price is $120,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $47,681 in annual cash flow (SDE/EBITDA), implying a 2.5x multiple on the asking price.
Where is this education & training business located?
It operates in the San Jose-Sunnyvale-Santa Clara area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.