Value-priced Upside Nail Salon for Sale in Phoenix, AZ
Why this business stands out
This ten-station nail salon in North Scottsdale is anchored within one of the area's busiest retail shopping centers, surrounded by national big-box and specialty tenants that drive substantial daily foot traffic. New pedicure spa chairs are being installed by the current seller, refreshing the key service infrastructure prior to sale. The business is priced attractively and carries meaningful upside through additional staffing and a light cosmetic refresh, making it well suited for an experienced operator looking to acquire at below-market cost and grow into the location's full potential.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $140,000
- Cash flow (SDE/EBITDA)
- $50,000
- Est. down payment (10%)
- $14,000
- Est. SBA loan (10yr @ 10.5%)
- $126,000
- Est. monthly payment
- $1,700
- Annual debt service
- $20,402
- Owner cash flow after debt
- $29,598
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this personal services business cost?
The asking price is $140,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $50,000 in annual cash flow (SDE/EBITDA), implying a 2.8x multiple on the asking price.
Where is this personal services business located?
It operates in the Phoenix-Mesa-Chandler area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.