Listed 2 months ago Personal Services

Absentee-run Growing Nail Salon for Sale in Phoenix, AZ

Asking price
$185,000
Cash flow (SDE/EBITDA)
$86,126
Multiple
2.1x
Verified 3dAbsentee OwnerManager in PlaceGrowth Trajectory

Why this business stands out

This boutique nail salon in an affluent Phoenix metro corridor is operated on an absentee basis with a manager in place, making it an attractive addition to a portfolio or a low-risk entry for a first-time buyer. The business is in early growth mode with revenue trending upward since opening, indicating strong location fundamentals and a loyal developing clientele. With ten nail stations and eight pedicure chairs in a well-appointed space, the physical infrastructure is in place to scale revenue with increased staffing or extended hours.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$185,000
Cash flow (SDE/EBITDA)
$86,126
Est. down payment (10%)
$18,500
Est. SBA loan (10yr @ 10.5%)
$166,500
Est. monthly payment
$2,247
Annual debt service
$26,960
Owner cash flow after debt
$59,166
Debt Service Coverage Ratio
Strong coverage
3.19x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this personal services business cost?

The asking price is $185,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $86,126 in annual cash flow (SDE/EBITDA), implying a 2.1x multiple on the asking price.

Where is this personal services business located?

It operates in the Phoenix-Mesa-Chandler area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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