This specialty donut and breakfast bakery in Massachusetts generates approximately $223,000 in seller discretionary earnings by combining a differentiated scratch-made donut offering with coffee, breakfast sandwiches, and bakery items that capture both routine morning traffic and special occasion purchasing. Rotating monthly flavors and distinctive presentation have supported strong repeat visits and a loyal family-oriented customer base since the business opened. Scratch-made donuts account for approximately 70% of sales, providing a defensible core revenue driver in a niche with limited direct competition.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $725,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $223,782 in annual cash flow (SDE/EBITDA), implying a 3.2x multiple on the asking price.
It operates in the this market area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
