This HVAC business is built around recurring service contracts with property managers and multi-family property owners in Texas, complemented by residential repair and replacement volume. Dispatching and scheduling systems are in place, and the owner does not serve as the primary technician, enabling growth through capacity additions. The business produces approximately $255,000 in seller discretionary earnings with stable year-round demand driven by recurring account coverage.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $735,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $255,000 in annual cash flow (SDE/EBITDA), implying a 2.9x multiple on the asking price.
It operates in the Texas area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
