This 2,400 square foot restaurant in the Tampa-St. Petersburg, FL metro area is a fully built-out, move-in-ready operation priced at $139,000 with approximately $30,000 in SDE — positioning it as a low-cost-of-entry opportunity for an owner-operator seeking a turnkey food service space in a high-demand market. The existing buildout eliminates substantial startup capital requirements, and the Tampa Bay area's population growth supports sustained restaurant demand. The deal is best suited for an operator who can apply their own concept or expand on the existing format to improve margins.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $139,999. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $30,000 in annual cash flow (SDE/EBITDA), implying a 4.7x multiple on the asking price.
It operates in the Tampa-St. Petersburg-Clearwater area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
